And here is my card:
I used Photoshop Elements and made a bunch of flowers overlap, and printed it out and colored it all in.
There is actually a vellum strip where the gemstones are, but you can't really tell. Vellum doesn't seem to show up well in photos.
Cardstock: (white) Recollections/Michaels
Digi Stamps: (sentiment, flowers) Avery Elle
Coloring Medium: (assorted markers) Spectrum Noir
Specialty Paper: (vellum) Bazzill